BudgetWithExcel.net Premium Budgeting Spreadsheet
Quick Overview Of Key Spreadsheet Features:
- Monthly budget (12 Month) calculator based on regular monthly expenses, expected income, and one time future expenses.
- Daily Budget Estimator (Up To 2 Years Ahead)
- Expense tracker allowing you to input up to 200 monthly and one time future expense.
- Income tracker with weekly paycheck and bi-weekly paycheck abilities. One time input is automatically calculated into your monthly budget calculations.
- One time input of expenses and the day due each month to get automatic calculation of your budget for the next twelve month and estimated daily balance for next two years.
- Ability to customize color scheme to personal preference.
- Debt snowball tracker and estimated payoff date based on regular monthly and expected future expenses.
- Track up to 70 debts, minimum payments, and interest rates to get estimation of debt payoff and estimated interest charges.
Detailed Summary:
The BudgetWithExcel.net budgeting spreadsheet provides you with an essential set of tools to help you succeed at creating an effective budget to get you to your goals quickly. The spreadsheet features the ability to track up to 200 bills that are both recurring on a monthly basis and can also be single occasion expenses. These bills are automatically calculated by the spreadsheet to provide you with a budget breakdown by month for up to a year to see how much extra cash is available for use each month. This budget is also determined by your expected weekly or bi-weekly paychecks which can be inputted on the spreadsheet to help in the calculation of your monthly budget.
Other Key Features:
Estimated Daily Cash Balance Projections:
The spreadsheet can provide you with a daily estimate of your future expected balances day to day based on the monthly and one time bills imputed on the date of the month expected and your estimated paycheck dates. These projections can go out as far as two years in advance to give you a perspective on how your current bills and expenses can potentially affect your long term cash available. This can be especially helpful when planning for a large expense such as a car, home or other big purchase that will require saving money for a extended period of time.
Principal Payment Of Debt Recommendations Based On Debt Snowball:
The spreadsheet has the ability to integrate your cash flow and expenses and make detailed recommendations on how much money you can throw at your debt snowball based on the minimum amount of money you desire to have available at all times. The spreadsheet will analyze your minimum expected daily balance over the course of a year and tell you exactly when and how much you can throw at debt giving you more comfort in the ability to know you can maintain your desired minimum balance always. The sheet will also give an estimate of when the debt may potentially be paid off based on the debts inputted into the spreadsheet with their minimum payment, total balance owed and interest rate. The spreadsheet can have up to 70 debts included to log and track.
The spreadsheet color scheme is fully customizable without the fear of damaging any formulas as all key formulas are protected. You can make the spreadsheet any color you like and make it truly yours.
Most importantly, if you ever have any questions regarding the sheet our website runs through the process of creating the spreadsheet and also you can reach out at any time with questions and we will get back to you as soon as we can. Hope this provides a fantastic tool in your budgeting journey.